Send Money Financial Institution Personal Loan
Send Money Financial Institution পার্সোনাল লোন / ব্যক্তিগত ঋণ
Product Overview
Send Money Financial Institution Personal Loan offers instant, 100% unsecured term financing up to ৳20 Lakh for medical expenses, wedding costs, home renovation, travel, higher education, or personal purchases. Repay comfortably through equal monthly installments (EMI) over 1 to 5 years with no physical collateral required.
Key Features & Benefits
- 100% Unsecured term loan — No physical collateral or cash security required:
- Loan quantum from ৳50,000 up to ৳20,00,000:
- Flexible repayment tenures from 12 months (1 year) up to 60 months (5 years):
- Competitive interest rates starting from 8.5% to 11.5% p.a. (Bangladesh Bank SMART framework):
- Equal Monthly Installments (EMI) structured for simple budget management:
- Fast loan processing with approval turnaround within 3 to 5 business days:
- Balance transfer / takeover facility with lower EMI options available:
Special Perks & Privileges
- Special interest rate discounts for payroll/salary account holders of the bank
- Life insurance coverage for loan settlement in case of unexpected disability or death
Product Specifications & Fee Schedule
Eligibility Criteria
- Age: 21 to 60 years at loan maturity
- Minimum monthly income: ৳25,000 for salaried employees; ৳40,000 for self-employed professionals; ৳50,000 for businesspersons
- Employment stability: Minimum 6 months with current employer / 2 years in business
- Clean CIB track record from Bangladesh Bank
Required Documents
- Completed Personal Loan Application Form
- National ID (NID) / Smart Card copy of applicant and guarantor
- e-TIN certificate copy and latest tax return acknowledgment receipt
- Recent passport-sized color photos of applicant (2 copies) and guarantor (1 copy)
- Active bank statement for the last 6 to 12 months
- Salary Certificate / Pay Slip and Office ID card (for salaried applicants)
- Valid Trade License and business bank statement for last 12 months (for business applicants)
How to Apply & Bank Contact
Visit any nearest branch of Send Money Financial Institution with the required documents, or contact the 24/7 customer service hotline for expedited processing.