Al-Arafah Islami Bank PLC SME & Business Loan - Features, Fee & Requirements | Banking BD

Product Overview

Al-Arafah Islami Bank PLC SME & Business Loan provides working capital, term financing, and trade credit for small and medium enterprises in manufacturing, trading, and services. Collateral-free options available up to ৳25 Lakh.

Key Features & Benefits

• Collateral-free SME loans up to ৳25,00,000 for eligible enterprises:
• Working capital overdraft (OD), term loans, and machinery purchase financing:
• Subsidized rates for Women Entrepreneurs (4% - 7% interest):
• Fast sanction within 5 to 7 business days:

Product Specifications & Fee Schedule

Eligibility Criteria

• Minimum 2 years of successful business operations
• Valid Trade License and clean CIB

Required Documents

• SME Application Form
• Trade License, e-TIN, VAT registration
• 12 months bank statement and financial reports