Savings Accounts & DPS Schemes in Bangladesh - Features, Fee & Requirements | Banking BD

Product Overview

Savings Accounts and Monthly Deposit Pension Schemes (DPS) in Bangladesh help individuals build long-term wealth through disciplined monthly savings. Earn competitive profit/interest rates up to 9.50% p.a., with monthly deposit installments starting from as low as ৳500 per month.

Key Features & Benefits

• Flexible monthly installments: ৳500, ৳1,000, ৳2,000, ৳5,000, ৳10,000, ৳25,000, or ৳50,000 per month
• Choice of tenures: 1, 2, 3, 5, 7, or 10 years
• Attractive interest rates ranging from 6.00% to 9.50% p.a. compounded annually:
• Auto-debit from your linked savings account ensures timely installment payments:
• Loan facility up to 80%-90% of deposited amount after completing 1 year:
• Free internet and mobile banking app access with instant e-statements:

Special Perks & Privileges

• Millionaire Schemes: Reach ৳10 Lakh, ৳50 Lakh, or ৳1 Crore upon maturity
• Double Money & Triple Money Growth Deposit Schemes
• Kotipoti Schemes for aggressive long-term retirement planning

Product Specifications & Fee Schedule

Eligibility Criteria

• Any individual resident or non-resident Bangladeshi citizen (18+ years)
• School banking accounts available for students under 18 years

Required Documents

• Savings / DPS Account Opening Form
• NID copy of account holder and nominee
• 2 passport size color photos of applicant and 1 photo of nominee
• e-TIN certificate copy and utility bill copy (for address verification)