BRAC Bank PLC
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BRAC Bank PLC is a leading private commercial bank in Bangladesh, renowned as a market leader in SME financing. As the majority shareholder of bKash, BRAC Bank offers modern digital banking via Astha app, extensive credit card rewards, premium home loans, and international banking services.
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Internet & Mobile Banking
24/7 digital fund transfers through BEFTN, RTGS, and instant NPSB to any bank or MFS in Bangladesh.
Debit & Credit Cards
Dual-currency EMV chip cards, global acceptance, lounge privileges, and zero-interest EMI instalment plans.
Foreign Remittance Inward
Instant cash payout and direct account credit with Government +2.5% incentive for wage earners abroad.
SME, Agriculture & Retail Loans
Competitive low interest rates on home loans, personal finance, auto loans, and working capital credit lines.
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āĻ¯āĻžāĻāĻžāĻāĻā§āĻ¤ āĻ¸ā§āĻĻā§āĻ° āĻšāĻžāĻ°BRAC Bank Visa Signature Credit Card
BRAC Bank Visa Signature Credit Card is the pinnacle of luxury lifestyle, business travel, and exclusive rewards. Enjoy unlimited airport lounge access globally, premier dining privileges, and high-octane reward accelerators.
BRAC Bank PLC Home Loan & Housing Finance
BRAC Bank PLC Home Loan / Housing Finance provides up to ā§ŗ2 Crore (up to 70% of property market value) for apartment purchase, house construction, building renovation, or residential plot purchase. Enjoy competitive interest rates, extended repayment tenure up to 25 years (300 months), and expert legal title verification.
BRAC Bank PLC Personal Loan
BRAC Bank PLC Personal Loan offers instant, 100% unsecured term financing up to ā§ŗ20 Lakh for medical expenses, wedding costs, home renovation, travel, higher education, or personal purchases. Repay comfortably through equal monthly installments (EMI) over 1 to 5 years with no physical collateral required.
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+ā§¨.ā§Ģ% āĻ¸āĻ°āĻāĻžāĻ°āĻŋ āĻ¨āĻāĻĻ āĻĒā§āĻ°āĻŖā§āĻĻāĻ¨āĻžWhen sending money from abroad to accounts in BRAC Bank PLC, beneficiaries automatically receive the 2.5% Bangladesh Government Cash Incentive (āĻ¸āĻ°āĻāĻžāĻ°āĻŋ āĻĒā§āĻ°āĻŖā§āĻĻāĻ¨āĻž) credited instantly.
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Official exchange rates including the 2.5% Bangladesh Government Cash Incentive
| Country & Flag | Currency | Standard Rate (BDT) | 2.5% Govt Incentive | Effective Rate (BDT) | Delivery Channels |
|---|---|---|---|---|---|
| đ¸đĻSaudi Arabia (KSA) | SAR | ā§ŗ 32.85 | + ā§ŗ 0.82 | ā§ŗ 33.67 | Al Rajhi Bank (Tahweel), NCB QuickPay, Enjaz (Bank Albilad) |
| đĻđĒUnited Arab Emirates (UAE) | AED | ā§ŗ 33.55 | + ā§ŗ 0.84 | ā§ŗ 34.39 | Al Ansari Exchange, GCC Exchange, Lulu Exchange |
| đēđ¸United States (USA) | USD | ā§ŗ 123.20 | + ā§ŗ 3.08 | ā§ŗ 126.28 | Remitly, TapTap Send, Wise (TransferWise) |
| đŦđ§United Kingdom (UK) | GBP | ā§ŗ 156.40 | + ā§ŗ 3.91 | ā§ŗ 160.31 | TapTap Send, Remitly, Wise |
| đĒđēEuropean Union (Eurozone) | EUR | ā§ŗ 133.80 | + ā§ŗ 3.35 | ā§ŗ 137.15 | TapTap Send, Remitly, Wise |
| đ˛đžMalaysia | MYR | ā§ŗ 28.10 | + ā§ŗ 0.70 | ā§ŗ 28.80 | Merchantrade Asia, Valyou, Western Union |
| đļđĻQatar | QAR | ā§ŗ 33.80 | + ā§ŗ 0.84 | ā§ŗ 34.65 | Al Zaman Exchange, Gulf Exchange, Al Dar For Exchange |
| đ°đŧKuwait | KWD | ā§ŗ 402.50 | + ā§ŗ 10.06 | ā§ŗ 412.56 | Al Mulla Exchange, Lulu Exchange, Kuwait Bahrain International Exchange |
| đ´đ˛Oman | OMR | ā§ŗ 320.10 | + ā§ŗ 8.00 | ā§ŗ 328.10 | Purshottam Kanji Exchange, Mustafa Sultan Exchange, Global Money Exchange |
| đ¸đŦSingapore | SGD | ā§ŗ 92.40 | + ā§ŗ 2.31 | ā§ŗ 94.71 | SingX, Remitly, Wise |
| đ¨đĻCanada | CAD | ā§ŗ 88.50 | + ā§ŗ 2.21 | ā§ŗ 90.71 | Remitly, TapTap Send, Wise |
| đĻđēAustralia | AUD | ā§ŗ 79.20 | + ā§ŗ 1.98 | ā§ŗ 81.18 | Remitly, Wise, Western Union |
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- Instant 2.5% Government Bonus: Cash bonus added immediately with zero tax deductions.
- CIP Status & Wage Earners' Bonds: Legal remitters get priority airport CIP facilities and special high-interest bonds.
- 100% Secure & Guaranteed: Directly backed by Bangladesh Bank and protected against fraud.
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Sending money via illegal Hundi / Hawala is a punishable crime under Bangladesh Money Laundering Prevention Act. Hundi transactions carry severe financial risk, no receipt, zero government incentives, and can lead to account freezes.
Always request a valid Transaction Reference / MTCN Number from your exchange house or app.
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Anik Tower, 220/B Tejgaon Gulshan Link Road, Dhaka-1208
